Saturday, December 22, 2012
"What is an annuity?
To put it simply, an annuity is a contract between an individual (called the annuity owner) and an insurance company for a guaranteed interest-bearing policy with guaranteed annuity income options. (Please visit the Learning Center for more information.)
What is a tax-deferred annuity?
It is a tax-advantaged product issued by an insurance company where long term financial needs can be solved better than with most other financial alternatives.
What is the major advantage of annuities?"
(e. g. www.naa)
All annuity earnings are able to accumulate interest completely tax deferred. This means an individual can avoid taxation of growth until the money is needed and therefore earn triple interest - interest on the principal, interest on the interest and interest on the earnings that normally would be paid in taxes. (Please visit the Learning Center for more information.)
"Who wants to own an annuity?
People who want a safe way to reduce taxes; people who want to decide when to pay taxes.
Is an annuity safe?
Yes - with annuities, your principal is 100% safe and you are guaranteed to earn at least a minimum interest rate. This guaranteed safety is possible because each insurance company issuing annuities is supervised and regulated by each state’s insurance department; plus, they are backed by a Legal Reserve System and a Guaranty Fund. (Please visit the Learning Center for more information.)"
(e. g. www.naa)
Is the annuity for everyone?
No. Money earmarked for short-term needs should not go into the annuity. However, at least six months of income should be saved for emergencies outside of the annuity. Also, those who need current income should consider an immediate annuity, not a deferred annuity. On the other hand, those looking for one of the most far-sighted ways “to accumulate” dollars on a tax-advantaged basis will find the deferred annuity extremely beneficial.
"Who should consider purchasing an annuity?
Anyone who wants a safe way to accumulate funds through triple compounding without paying current taxes in earnings should definitely consider purchasing an annuity
Since a withdrawal of principal is tax-free and IRS penalty free, can principal be withdrawn first and then interest?
No, the IRS considers that interest earnings are withdrawn first. Naturally, any portion of a withdrawal exceeding interest earned would be a tax-free return on principal.
What kinds of dollars can be used to buy annuities?"
(e. g. www.naa)
Money from maturing CDs, money market funds, checking and savings accounts, mutual fund accounts, stocks and bond funds, IRA roll overs, etc. can all be used to purchase an annuity.
"What if the annuity is paying an interest rate less than other financial alternatives?
You should first compare the value of the “no market risk” feature of the annuity to other alternatives you are considering. You then must remember that the interest on many alternatives is currently taxable every year. Also, Section 1035 of the Internal Revenue Code allows annuity owners to move their dollars from one annuity to another annuity income tax-free.
Will an annuity be tied up in probate proceedings?"
(e. g. www.naa)
No - as long as the owner picks a “named” beneficiary other than his or her estate, the beneficiary will receive the annuity dollars without the delay, expense and hassles of probate proceedings.
Will the beneficiary be taxed on the interest that has increased inside the annuity?
"Yes, beneficiaries will be taxed on the tax-deferred interest when they receive those dollars. However, if a beneficiary is the spouse of the owner and the owner dies, he/she may elect to continue the annuity and postpone taxes. Once again, the client decides when to pay income taxes. If the beneficiary is not the spouse and the owner dies, then dollars must be totally withdrawn within five years or they may be received over the beneficiaries life expectancy. However, this latter option must be elected during the first 12 months following the owner’s death.
Is an annuity identical to an IRA?
No. Although an annuity is often used as the funding vehicle for an IRA, many annuities are purchased with after-tax dollars that are not deductible. Also, with annuities, there are not government-imposed limits on how much an individual can contribute to an annuity."
(e. g. www.naa)
Statistics
"$7 trillion of personal wealth is held collectively by people over the age of 50. (www.foxbusiness.com)
Every 8 seconds, a baby boomer turns 50. (www.cnbc.com)
There are about 78 million baby boomers living in the US as of 2009 (US Census and USAtoday.com)"
(e. g. www.naa)
As 78 million baby boomers, the largest generation in American history-enter retirement, the need for practical strategies to generate sustainable retirement income is greater than ever. (www.limra.com)
Many of the 78 million baby boomers will rely on their assets in fixed and variable annuities to help maintain their lifestyle in retirement. (www.limra.com)
"Tip: Pick up General Price Lists (GPL's) every six months from area funeral homes and cemeteries and carry them in your presentation book. Then provide the financial solution of an affordable “Burial Insurance” plan, ask if you can be their “burial man/woman,” write it up and gracefully leave to serve another family. (Insider Secrets of a Financial Expense Specialist by Alan Benedict)
I recommend a maximum of $40-$50 monthly per person, and having the protection approved. Many people in this demographic share the attitude that “some burial insurance is better than none.” (Insider Secrets of a Financial Expense Specialist by Alan Benedict)
Most of the seniors we target don't even have $50,000 in lifetime savings; otherwise they wouldn't be open to your recommendation of a $10,000 burial insurance program. (Insider Secrets of a Financial Expense Specialist by Alan Benedict)
Whether an agent is in a rundown urban neighborhood, a depressed rural area or a tract home suburb built in the 1950's the final expense agent looks at the bigger picture and knows those seniors who buy “Burial Insurance” love someone. (Insider Secrets of a Financial Expense Specialist by Alan Benedict)"
(e. g. www.naa)
Friday, December 21, 2012
More on Micron Tech. :Our new 128Gb MLC NAND
“Our new 128Gb MLC NAND device provides the highest storage capacity of any single die on the market, enabling more storage for portable devices.
Patent Leadership” (e. g. Micron Tech)
For the past several years, Micron has consistently ranked among the top 10 most-prolific patent registrants in the United States. But it’s the quality of those patents that really counts, and that’s where we truly excel. "In October 2011, the Patent Board ranked Micron’s patents first in science strength for the second consecutive year. Our patent portfolio also ranked fifth in technology strength among all semiconductor companies. These high ratings for science and technology strength underscore our emphasis on the spirit of innovation that has yielded one of the most valuable patent portfolios in the world. It’s this added value that enabled us to maintain our lead over several much larger companies who actually recorded more patents for the year.” (e. g. Micron Tech)
Awards for our process advancements are the visible result of years of cumulative R&D work by some of the best scientists and engineers in the industry. These kinds of innovations are our core strengths and continue to move our business toward better efficiency and put us in a stronger competitive position.
About Micron's Innovations Blog
“For videos and forward-looking design discussion, tune into our Innovations Biog. Our blog highlights recent technology developments-from the advanced storage solutions, to the cutting edge of server, computing, and mobile memory.” (e. g. Micron Tech)
Watch Video:
http://www.youtube.com/watch?feature=player_embedded&v=h2swEqw6pbg
“Our new 128Gb MLC NAND device provides the highest storage capacity of any single die on the market, enabling more storage for portable devices.
Patent Leadership” (e. g. Micron Tech)
For the past several years, Micron has consistently ranked among the top 10 most-prolific patent registrants in the United States. But it’s the quality of those patents that really counts, and that’s where we truly excel. "In October 2011, the Patent Board ranked Micron’s patents first in science strength for the second consecutive year. Our patent portfolio also ranked fifth in technology strength among all semiconductor companies. These high ratings for science and technology strength underscore our emphasis on the spirit of innovation that has yielded one of the most valuable patent portfolios in the world. It’s this added value that enabled us to maintain our lead over several much larger companies who actually recorded more patents for the year.” (e. g. Micron Tech)
Awards for our process advancements are the visible result of years of cumulative R&D work by some of the best scientists and engineers in the industry. These kinds of innovations are our core strengths and continue to move our business toward better efficiency and put us in a stronger competitive position.
About Micron's Innovations Blog
“For videos and forward-looking design discussion, tune into our Innovations Biog. Our blog highlights recent technology developments-from the advanced storage solutions, to the cutting edge of server, computing, and mobile memory.” (e. g. Micron Tech)
Watch Video:
http://www.youtube.com/watch?feature=player_embedded&v=h2swEqw6pbg
SEO SUCCESS AND BEST RESULTS 2
The Latest update: More on Micron Tech
Micron 2
“Technology Leadership That Keeps storage innovations Moving Forward
Micron is known for leading the industry in researching and developing the designs and processes that keep memory moving forward. We consistently deliver market-driven solutions that provide greater capacity in smaller designs, without sacrificing quality and performance.” (e. g. Micron tech.)
20nm NAND
20nm NAND: 2011 Semiconductor of the Year
Our industry-leading 20nm NAND is acknowledged for its superior design, right down to the memory cell. “UBM Tech Insights named it as 2011 Semiconductor of the Year after extensive review —including examination of the device at the package and die levels and analysis of the process technology, memory cell configuration, and materials identification.” (e. g. Micron tech.)
UBM Insight Award
UBM Insight Award
Our prize-winning 20nm NAND technology has enabled our groundbreaking 128Gb MLC device, which raises the bar in storage silicon. “This part provides a terabit of storage in a single eight-die package, doubling the storage capacity of our existing 20nm 64Gb NAND device. Its smaller footprint frees up more board space for other critical mobile components such as screen, battery, or even more storage, and meets increasing demand for more local storage in consumer mobile devices.
Smaller and Better.”(e. g. Micron tech.)
Process shrinks require compact, more-complex cells, which translates to lower performance and endurance. “With 20nm NAND, however, we developed innovative new technology that will allow our 20nm NAND to hit the same endurance and performance specifications as the last NAND generation (25nm), providing a better product and a more sustainable path for NAND scaling and development.
Continued Leadership in NAND Innovation
The introduction of 20nm NAND underscores our technology leadership in NAND development.” (e. g. Micron tech.)
The chart below demonstrates the innovation pace of NAND developers. Since forming the joint venture IM Flash Technologies (IMFT) in 2005, Micron and Intel have implemented process shrinks roughly every 18 months, well ahead of competitors. Because they accomplish these milestones sooner, they’re also better-equipped to further refine these technologies for adoption in demanding applications like SSDs and servers.
Nand silicon leadership
Why do NAND shrinks matter?
“The growth in data storage, combined with new tablet and smartphone features, is demanding more from NAND Flash technology, especially for higher capacities in increasingly smaller designs. 20nm NAND reduces the footprint needed for storage, freeing up extra space for improvements like a bigger power supply, a bigger monitor, or the addition of another chip to handle new features.
Measuring just 118mm2, our 64Gb 20nm NAND was the first 8GB MLC (two bits per cell) device that fit into a microSD™ form factor, providing high-capacity, small-form-factor storage for saving music, video, e-books, and other data on mobile devices like smart phones and tablets.”(e. g. Micron tech.)
Von Bro'
The Latest update: More on Micron Tech
Micron 2
“Technology Leadership That Keeps storage innovations Moving Forward
Micron is known for leading the industry in researching and developing the designs and processes that keep memory moving forward. We consistently deliver market-driven solutions that provide greater capacity in smaller designs, without sacrificing quality and performance.” (e. g. Micron tech.)
20nm NAND
20nm NAND: 2011 Semiconductor of the Year
Our industry-leading 20nm NAND is acknowledged for its superior design, right down to the memory cell. “UBM Tech Insights named it as 2011 Semiconductor of the Year after extensive review —including examination of the device at the package and die levels and analysis of the process technology, memory cell configuration, and materials identification.” (e. g. Micron tech.)
UBM Insight Award
UBM Insight Award
Our prize-winning 20nm NAND technology has enabled our groundbreaking 128Gb MLC device, which raises the bar in storage silicon. “This part provides a terabit of storage in a single eight-die package, doubling the storage capacity of our existing 20nm 64Gb NAND device. Its smaller footprint frees up more board space for other critical mobile components such as screen, battery, or even more storage, and meets increasing demand for more local storage in consumer mobile devices.
Smaller and Better.”(e. g. Micron tech.)
Process shrinks require compact, more-complex cells, which translates to lower performance and endurance. “With 20nm NAND, however, we developed innovative new technology that will allow our 20nm NAND to hit the same endurance and performance specifications as the last NAND generation (25nm), providing a better product and a more sustainable path for NAND scaling and development.
Continued Leadership in NAND Innovation
The introduction of 20nm NAND underscores our technology leadership in NAND development.” (e. g. Micron tech.)
The chart below demonstrates the innovation pace of NAND developers. Since forming the joint venture IM Flash Technologies (IMFT) in 2005, Micron and Intel have implemented process shrinks roughly every 18 months, well ahead of competitors. Because they accomplish these milestones sooner, they’re also better-equipped to further refine these technologies for adoption in demanding applications like SSDs and servers.
Nand silicon leadership
Why do NAND shrinks matter?
“The growth in data storage, combined with new tablet and smartphone features, is demanding more from NAND Flash technology, especially for higher capacities in increasingly smaller designs. 20nm NAND reduces the footprint needed for storage, freeing up extra space for improvements like a bigger power supply, a bigger monitor, or the addition of another chip to handle new features.
Measuring just 118mm2, our 64Gb 20nm NAND was the first 8GB MLC (two bits per cell) device that fit into a microSD™ form factor, providing high-capacity, small-form-factor storage for saving music, video, e-books, and other data on mobile devices like smart phones and tablets.”(e. g. Micron tech.)
Von Bro'
Real-time new internet (The grid)
The new ground zero in Internet warfare
The power grid is an obvious target for terrorists, criminals, but experts disagree about how to protect it.
.
The information Highway - When it comes to critical national infrastructure, the highly distributed and ultra-interconnected U.S. power grid is, hands down, the most vulnerable to cyber-attack. On this one point, many cyber-security experts seem to agree.
"Yet just how likely a terrorist target is the grid? And what's the best way to secure and protect the massive inventory of generators, power plants and transmission lines plus the cat's cradle of computer networks that make up the electric power system?
Talk to 10 experts, and you'll likely get 10 different answers.
The problem is that we have a hard time assessing risk," says Jim Lewis, a senior fellow specializing in cyber-security at the Center for Strategic and International Studies. "We seem to settle on either indifference or a Bruce Willis movie." (e.g. The Grid )
Internet Warfare
Global threats: Are we focusing on the wrong things?
Navigating the fog of cyber war
Software: The eternal battlefield
The grid: Likely target?
Cyber-war's first casualty: Your privacy
A short history of hacks, worms and cyber-terror"
Up until about a decade ago, things were a lot simpler. The industrial control systems that controlled the generation and flow of power were pretty much protected from intrusion by their closed-loop architecture. These control systems existed and operated in isolation from everything else.
But increasingly, these systems have been linked to countless corporate networks for everything from real-time monitoring of electricity generation and transmission to remote meter reading and automated grid operations.
"We had an explosion in business network technology, and as that occurred, individuals in accounting, for example, wanted real-time information at their desktop computers so they could do projection planning," (e. g. (e.g. The Grid ) say Michael Assante, chief information security officer at North American Electric Reliability Corp. (NERC), an industry organization of U.S. electrical grid operators.
The smart grid relies heavily on public communication networks, including cellular networks and WiMax, toweb- monitor and control the grid for more efficient operation, he explains.
More vulnerability
But more connections mean more points of vulnerability, and that's what worries Sami Saydjari, president of Cyber Defense Agency, a privately held security consulting firm headquartered in Wisconsin Rapids, Wis.
"The power grid is controlled by systems that are antiquated and highly vulnerable because they have very little security. They've been historically protected by disconnection," he says.
But the rush to improve convenience and efficiency by tying together administrative systems and billing systems over the Internet has created gateways to the power grid control systems, Saydjari notes.
The power grid is controlled by systems that are antiquated and highly vulnerable because they have very little security.
Sami Saydjari, president, Cyber Defense Agency
"The concern that many of us have is that an adversary can jump that gap directly or indirectly and exploit vulnerabilities," he says.
In particular, they could use these control systems to destroy physical things, like generators, or overload transformers and destroy them, Saydjari says. If that were to happen, it could take six months to replace transformers or generators, "and we have no [replacement] manufacturing capabilities in the U.S.," he says. "Germany, China and Japan are our sources." (e.g. The Grid )
The new ground zero in Internet warfare
The power grid is an obvious target for terrorists, criminals, but experts disagree about how to protect it.
.
The information Highway - When it comes to critical national infrastructure, the highly distributed and ultra-interconnected U.S. power grid is, hands down, the most vulnerable to cyber-attack. On this one point, many cyber-security experts seem to agree.
"Yet just how likely a terrorist target is the grid? And what's the best way to secure and protect the massive inventory of generators, power plants and transmission lines plus the cat's cradle of computer networks that make up the electric power system?
Talk to 10 experts, and you'll likely get 10 different answers.
The problem is that we have a hard time assessing risk," says Jim Lewis, a senior fellow specializing in cyber-security at the Center for Strategic and International Studies. "We seem to settle on either indifference or a Bruce Willis movie." (e.g. The Grid )
Internet Warfare
Global threats: Are we focusing on the wrong things?
Navigating the fog of cyber war
Software: The eternal battlefield
The grid: Likely target?
Cyber-war's first casualty: Your privacy
A short history of hacks, worms and cyber-terror"
Up until about a decade ago, things were a lot simpler. The industrial control systems that controlled the generation and flow of power were pretty much protected from intrusion by their closed-loop architecture. These control systems existed and operated in isolation from everything else.
But increasingly, these systems have been linked to countless corporate networks for everything from real-time monitoring of electricity generation and transmission to remote meter reading and automated grid operations.
"We had an explosion in business network technology, and as that occurred, individuals in accounting, for example, wanted real-time information at their desktop computers so they could do projection planning," (e. g. (e.g. The Grid ) say Michael Assante, chief information security officer at North American Electric Reliability Corp. (NERC), an industry organization of U.S. electrical grid operators.
The smart grid relies heavily on public communication networks, including cellular networks and WiMax, toweb- monitor and control the grid for more efficient operation, he explains.
More vulnerability
But more connections mean more points of vulnerability, and that's what worries Sami Saydjari, president of Cyber Defense Agency, a privately held security consulting firm headquartered in Wisconsin Rapids, Wis.
"The power grid is controlled by systems that are antiquated and highly vulnerable because they have very little security. They've been historically protected by disconnection," he says.
But the rush to improve convenience and efficiency by tying together administrative systems and billing systems over the Internet has created gateways to the power grid control systems, Saydjari notes.
The power grid is controlled by systems that are antiquated and highly vulnerable because they have very little security.
Sami Saydjari, president, Cyber Defense Agency
"The concern that many of us have is that an adversary can jump that gap directly or indirectly and exploit vulnerabilities," he says.
In particular, they could use these control systems to destroy physical things, like generators, or overload transformers and destroy them, Saydjari says. If that were to happen, it could take six months to replace transformers or generators, "and we have no [replacement] manufacturing capabilities in the U.S.," he says. "Germany, China and Japan are our sources." (e.g. The Grid )
Driver Ball Position
"I often see a number of amateurs prepare for their driver golf swing by walking up, after they have teed the ball up, they just take a step back and they address it. They grip the golf club and they address it, and they sort of just plot their feet down wherever they land, but let me tell you the proper way." (e. g. http://www.golfswingguru.com/category/golf-tips/ )
This way you’ll be able to get the ball in the correct position more often than not. After you have the golf ball and you’ve gripped it and you have addressed it, then you’ll just look down, take a peek down, and if this golf ball is running towards the left heel, then this is right.
"If you look down and you see the golf ball is a little too far forward off your left, that’s too far forward and you’ll probably see that the shoulders are aimed too far to the left.
On the other hand, if you look back down and you think the ball is too far back in your stance when you put this shaft along you, you’ll be aiming way off to the right.
So, after you’ve addressed the golf ball, all you have to do to get ready for your driver golf swing is bring the shaft up and lay it along your shoulder line, and it should be going in the direction you want to go with it." (e. g. http://www.golfswingguru.com/category/golf-tips/ )
If you get it too far back in your foot and shoulder position at address, you’ll wind up aiming your shoulders too far off to the right.
And if you get it off the left heel, this should be a plus for most people.
"I often see a number of amateurs prepare for their driver golf swing by walking up, after they have teed the ball up, they just take a step back and they address it. They grip the golf club and they address it, and they sort of just plot their feet down wherever they land, but let me tell you the proper way." (e. g. http://www.golfswingguru.com/category/golf-tips/ )
This way you’ll be able to get the ball in the correct position more often than not. After you have the golf ball and you’ve gripped it and you have addressed it, then you’ll just look down, take a peek down, and if this golf ball is running towards the left heel, then this is right.
"If you look down and you see the golf ball is a little too far forward off your left, that’s too far forward and you’ll probably see that the shoulders are aimed too far to the left.
On the other hand, if you look back down and you think the ball is too far back in your stance when you put this shaft along you, you’ll be aiming way off to the right.
So, after you’ve addressed the golf ball, all you have to do to get ready for your driver golf swing is bring the shaft up and lay it along your shoulder line, and it should be going in the direction you want to go with it." (e. g. http://www.golfswingguru.com/category/golf-tips/ )
If you get it too far back in your foot and shoulder position at address, you’ll wind up aiming your shoulders too far off to the right.
And if you get it off the left heel, this should be a plus for most people.
...golf swing..........
Foot position and Ball flight
I’m going to talk with you about how to draw the golf ball, hook the golf ball, or fade or slice the golf ball on purpose.
"That way, the next time you go play, if you have a dogleg right or a dogleg left, or the wind’s blowing from the left or wind’s blowing from the right, you’ll be able to curve the golf ball that will be beneficial towards you.
Let’s say I’m going to play a hole that has a big dogleg to the left, and I think that I can get it out and around the corner. I’m going to give you a couple of ideas on how to draw the golf ball.
After you go through your routine, make sure that you aim the golf ball further right than normal, than you're used to.
The second thing is I’m going to give you some golf grip instruction. You should turn your grip a little bit to the right. This will encourage the face to curve over.
And lastly, make sure that you're aiming with your shoulders, knees and hips to the right. And if you’d like to and you feel comfortable, you can put the right foot back a little bit."
(e. g. http://www.golfswingguru.com/category/golf-tips/ )
This will enable the golf club to swing a little bit more underneath you from the inside.
Now let me give you a little bit of understanding on how to make the golf ball fade.
"After you’ve gone through your routine and you’ve aimed down the left side of the fairway, another golf trip instruction is to make sure that before you draw the golf club back that you turn your grip to the left a little bit. And this will delay the face from closing opposite of the draw, and the face will return more open than it will square or closed. And then swing away and that will help the golf ball fade.
Now let’s spend a minute correcting a hook. If you’ve been struggling, really hooking a lot of your tee shots, all you have to do is check your grip. The golf grip instruction is to make sure that it’s over to the left a little bit and that will encourage the face to stay open." (e. g. http://www.golfswingguru.com/category/golf-tips/ )
If you’ve been slicing the ball, make sure you turn your grip a little bit to the right, and that will help the golf club close and bring the ball back to center instead of slicing so much.
I’m going to talk with you about how to draw the golf ball, hook the golf ball, or fade or slice the golf ball on purpose.
"That way, the next time you go play, if you have a dogleg right or a dogleg left, or the wind’s blowing from the left or wind’s blowing from the right, you’ll be able to curve the golf ball that will be beneficial towards you.
Let’s say I’m going to play a hole that has a big dogleg to the left, and I think that I can get it out and around the corner. I’m going to give you a couple of ideas on how to draw the golf ball.
After you go through your routine, make sure that you aim the golf ball further right than normal, than you're used to.
The second thing is I’m going to give you some golf grip instruction. You should turn your grip a little bit to the right. This will encourage the face to curve over.
And lastly, make sure that you're aiming with your shoulders, knees and hips to the right. And if you’d like to and you feel comfortable, you can put the right foot back a little bit."
(e. g. http://www.golfswingguru.com/category/golf-tips/ )
This will enable the golf club to swing a little bit more underneath you from the inside.
Now let me give you a little bit of understanding on how to make the golf ball fade.
"After you’ve gone through your routine and you’ve aimed down the left side of the fairway, another golf trip instruction is to make sure that before you draw the golf club back that you turn your grip to the left a little bit. And this will delay the face from closing opposite of the draw, and the face will return more open than it will square or closed. And then swing away and that will help the golf ball fade.
Now let’s spend a minute correcting a hook. If you’ve been struggling, really hooking a lot of your tee shots, all you have to do is check your grip. The golf grip instruction is to make sure that it’s over to the left a little bit and that will encourage the face to stay open." (e. g. http://www.golfswingguru.com/category/golf-tips/ )
If you’ve been slicing the ball, make sure you turn your grip a little bit to the right, and that will help the golf club close and bring the ball back to center instead of slicing so much.
Medical Research Eye Health
Areas of Focus
The Research and Development laboratories at Alcon are responsible for the discovery, development and clinical evaluation of surgical, pharmaceutical and eye care products and for providing ongoing scientific support for these products. Enabling the best-in-class therapies for many of the world's unmet eye health needs is at the core of Alcon's research and development mission. “With one of the largest corporate research and development commitments in the eye care company worldwide, Alcon is currently developing products to treat various health issues. Additionally, the CIBA VISION research and development capability expands Alcon product development focus into contact lenses.
Surgery” (e. g. http://www.alcon.com/en/research-development/areas-focus.aspx )
Medical Research Cataract
The current preferred treatment for cataracts is surgical removal of the clouded lens followed by insertion of an interocular lens. “Alcon researchers have not only developed new means of eleaviating the problem of the damaged lens but have advanced the quality and stability of interocular lenses (IOLs), with the ACRYSOF® line of IOLs. These developments have resulted in improved surgical methods and procedures as well as in treatment options that transcend traditional results by also addressing secondary vision problems like astigmatism, presbyopia, and spherical aberration.” (e. g. http://www.alcon.com/en/research-development/areas-focus.aspx)
Areas of Focus
The Research and Development laboratories at Alcon are responsible for the discovery, development and clinical evaluation of surgical, pharmaceutical and eye care products and for providing ongoing scientific support for these products. Enabling the best-in-class therapies for many of the world's unmet eye health needs is at the core of Alcon's research and development mission. “With one of the largest corporate research and development commitments in the eye care company worldwide, Alcon is currently developing products to treat various health issues. Additionally, the CIBA VISION research and development capability expands Alcon product development focus into contact lenses.
Surgery” (e. g. http://www.alcon.com/en/research-development/areas-focus.aspx )
Medical Research Cataract
The current preferred treatment for cataracts is surgical removal of the clouded lens followed by insertion of an interocular lens. “Alcon researchers have not only developed new means of eleaviating the problem of the damaged lens but have advanced the quality and stability of interocular lenses (IOLs), with the ACRYSOF® line of IOLs. These developments have resulted in improved surgical methods and procedures as well as in treatment options that transcend traditional results by also addressing secondary vision problems like astigmatism, presbyopia, and spherical aberration.” (e. g. http://www.alcon.com/en/research-development/areas-focus.aspx)
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